On Wednesday, the bull market turned 3,453 days old. By most definitions, that is the longest bull run on record. Since the financial crisis bottomed on March 9th, 2009, the S&P 500 has risen more than 300%. Quite a historic run! While it’s important to acknowledge the record bull run. It’s also important to keep…
I sometimes get asked to dispense with some free financial advice. Frankly, there are times when it doesn’t make sense for someone to pay a financial planner to put a plan together (sacrilegious, I know!). In those cases, the person I’m speaking with can likely benefit from one (or more) of my Ten Free Tips…
Getting into debt can seem like a very easy thing to do. Outside of home or car loans, it’s not something that usually happens overnight. It takes time for the debt to build. Whether you owe money on credit cards, student debt, personal loans, car loans or even payday loans, just as it takes time…
How to Become a 401(k) Millionaire – A Rebuttal I read an article the other day entitled “How to Become a 401(k) Millionaire“. The premise of the article (if you don’t want to take the time to read it) is that if you are diligent and simply save the maximum deferral amount ($18,500 for 2018),…
This post isn’t directed as something that the average person is probably interested in. It is truly intended for business owners and fiduciaries of retirement plans. If that is you (or you happen to be abnormally interested), read on. If it’s not you (and you aren’t abnormally interested), please pass this on to someone who…
8 Little Known Ways To Save Money On Vacation There is something special and relaxing about vacation. People love planning for it, talking about it and dreaming about it. (Interestingly enough, there have been studies done that demonstrate that people spend more time planning vacations than planning for retirement, but I digress.) One of the…