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There are three major credit reporting agencies in the United States; Experian, TransUnion, and Equifax. These agencies will track all your credit-related activities and compile them in a credit report. Having a poor credit score will not only hurt your chances of getting a loan, but it will also increase the interest rate you have to pay when taking out loans. On the other hand, having a high credit score will surely get you a loan with a lower interest rate. But how do you know if you have a bad credit score or not? In this episode, we are going to discuss all the aspects of your free credit score. Enjoy!