A lot has happened in the past month. Quite a bit has also stayed the same. Since our last newsletter, there has been impeachment inquiry begun in the House of Representatives and a tentative agreement with China on a “phase one” of a trade deal. Outside of political commentary, there has been quite a few good articles on personal finances in the past month.

Finances are one of the largest stressors for many Americans. According to an article published on Marketwatch, helping out family members, healthcare expenses and a lack of savings/too much debt are some of the leading causes of stress. While financial planning cannot eliminate these expenses, it can assist you in being prepared for the unexpected. You can find out more about what financial planning is HERE.

There continues to be fluctuation in mortgage rates. If you have not yet refinanced, it is important to keep an eye on rates. The average 30-year rate was 3.75% when this article was written. We recommend finding a local, independent mortgage professional to help you find the right mortgage for your situation.

The Social Security Administration announced next year’s cost of living adjustment. While the increase isn’t as large as last year’s 2.8% increase, it is good news for retirees. Keep it mind, the increase may be offset some (or altogether) by an increase in the cost of Medicare.

Creating the next awesome, must-have social media app and then selling it to Apple or Google is one way to an early retirement. Not a programmer? Not to worry. You can download our guide to five common-sense steps to get you on the road to retiring while still young. Get our free download HERE.

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