Two financial unknowns may erode our degree of confidence. The financial uncertainties we face in retirement may risk reducing our sense of confidence, potentially undermining our outlook during those years. Indeed, according to the 2018 Retirement Confidence Survey by the Employee Benefits Research Institute, only 17% of pre-retirees said they are “very confident” about having enough…
Behaviors worth changing. Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these financial tendencies, now is as good a time as any to alter your behavior. #1: Lending money to family & friends. You may know someone who…
Football season is (finally) here. For those of us that love the game, it’s one of the best times of the year. For those that love those of us that love the game, there’s a mutual understanding that football season is here and there might be some distractions on the weekends. Believe it or not,…
We’re in the birthday season in my house. While it would be wonderful if this was limited to one party for my (almost) 8-year old son, this is not the case. In fact, due to scheduling, there will likely be 3 or 4 smaller parties this year. This past weekend was the first. Birthday parties…
I sometimes get asked to dispense with some free financial advice. Frankly, there are times when it doesn’t make sense for someone to pay a financial planner to put a plan together (sacrilegious, I know!). In those cases, the person I’m speaking with can likely benefit from one (or more) of my Ten Free Tips…
Getting into debt can seem like a very easy thing to do. Outside of home or car loans, it’s not something that usually happens overnight. It takes time for the debt to build. Whether you owe money on credit cards, student debt, personal loans, car loans or even payday loans, just as it takes time…