An emergency fund may help alleviate the stress associated with a financial crisis. Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you’re driving to work, giving yourself your best,…
Behaviors worth changing. Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these financial tendencies, now is as good a time as any to alter your behavior. #1: Lending money to family & friends. You may know someone who…
I sometimes get asked to dispense with some free financial advice. Frankly, there are times when it doesn’t make sense for someone to pay a financial planner to put a plan together (sacrilegious, I know!). In those cases, the person I’m speaking with can likely benefit from one (or more) of my Ten Free Tips…
Getting into debt can seem like a very easy thing to do. Outside of home or car loans, it’s not something that usually happens overnight. It takes time for the debt to build. Whether you owe money on credit cards, student debt, personal loans, car loans or even payday loans, just as it takes time…
How to Become a 401(k) Millionaire – A Rebuttal I read an article the other day entitled “How to Become a 401(k) Millionaire“. The premise of the article (if you don’t want to take the time to read it) is that if you are diligent and simply save the maximum deferral amount ($18,500 for 2018),…
8 Little Known Ways To Save Money On Vacation There is something special and relaxing about vacation. People love planning for it, talking about it and dreaming about it. (Interestingly enough, there have been studies done that demonstrate that people spend more time planning vacations than planning for retirement, but I digress.) One of the…